Data Published			15:30:15
	February 7, 2008			02/08/08
		12/01/07	11/01/2007	10/01/2007	QTR 4-2007	Prior QTR	Prior QTR	Prior QTR	Prior QTR	Prior QTR	2007	2006	2005	2004
	Outstanding Consumer Credit	<<Graph>>
	Total (billion dollars)	2,552.5	2,525.0	2,504.5	2,552.5	2,498.9	2,433.4	2,399.5	2,418.2	2,552.5	2,418.2	2,313.9	2,219.4	2,104.4
	Revolving	972.5	946.9	928.6	972.5	921.4	896.7	875.0	902.3	972.5	902.3	850.0	823.7	791.9
	Nonrevolving	1,580.0	1,578.1	1,575.9	1,580.0	1,577.5	1,536.7	1,524.5	1,515.9	1,580.0	1,515.9	1,463.9	1,395.7	1,312.5
	Institution, terms, and type of loan	<<Graph>>
	Commercial banks
	New Auto - 48 month	6.930	6.600	7.080	7.720	7.770	7.920	7.740	7.920	7.820	7.590	7.590	7.590	7.590
	Personal - 24 month	11.950	11.890	12.050	12.410	12.390	12.490	12.320	12.570	12.510	12.160	12.160	12.160	12.160
	Credit Cards	12.300	12.720	12.510	13.210	13.380	13.310	13.410	13.460	13.580	13.080	13.080	13.080	13.080
	New Auto loans - Auto Finance Co's	<<Graph>>
	New Auto Loans rates	3.910	4.200	4.110	4.070	4.440	4.860	4.780	5.620	4.540	4.960	5.460	4.360	3.400
	Avg Term	63.3	63.1	63.7	63.3	61.4	59.2	59.9	62.0	61.0	62.3	60.0	60.5	61.4
	Avg LTV	95.0	95.0	95.0	95.0	94.0	93.0	91.0	93.0	93.0	91.0	88.0	89.0	95.0
	Avg Loan Amount	$29,062	$29,419	$30,738	$29,740	$28,252	$27,035	$26,615	$26,495	$27,911	$25,958	$24,133	$24,888	$26,295